I need an $8000 loan to start my small business that I know for a fact is a money-maker, but I don’t know how to go about getting the money, and I have no credit history. I’m so sure of success that I’ve contemplated selling everything I own just to obtain some start-up capital, knowing that I can make it back. However, if possible, I’d like to not go to that extreme. What are some possible options for me in this situation? And please, no spam.

My wife is a certified personal trainer with a masters degree in exercise physiology. She is now wanting to start a small business within this area of interest and I suggested looking into the “Curves” franchise. Startup fees for a new franchise are about $55-60K, and to purchase an existing franchise in our area is about $150-200K. Any ideas of how to go about financing such a venture. I have heard that SBA loans may be a good idea, but any feedback you have would be greatly appreciated. Thanks in advance.

I will be opening a business in about a year. When should I start applying for small business loans ?

Business people who are having credit problems because of past loan repayment mistakes can take a fresh loan for advancing their business interest. Such business people can access to Bad Credit Small Business Loan which are carved out for people who, for unavoidable circumstances, have against their names late payments, payment defaults, arrears or county court judgments. Through bad credit small business loan you can borrow any amount of loan for meeting variety of business expenses.

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A growing business could mean plenty of costs. If you are on a tight budget, chances are you will need to find a provider of small business loan and financing. But what is the best option for you?

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I am seeing that you can borrow up to 600K for a SBA loan. Why couldn’t you apply that toward the purchase of a house to run your business out of? Whats the deal with small business loans?

I want to open up my own business and I am a veteran. I know they have VA loans for houses, so I was wondering if there was something for small business loans.

My husband would like to start up his own tree stump grinding and tree trimming business, but all of the small business loans we have investigated require proof of one year profits. We would need a small business loan in order to purchase the equipment necessary to begin the business. Are there loans for this?

I am planning to open a fitness studio with a business partner who already has the means to put in 50%. We plan on creating a very solid business plan through my MBA program.

What is the likelihood/possibility of ME being able to get a small business loan for my 50% portion without investing any of my own money (which I do not have), keeping in mind that my business partner is putting in 50%? I have no debt except student loans.

Businesses need money to operate. Whether it is money for starting the business, money to finance an expansion, or money for working capital during a period of economic difficulties, your ability to find a small business loan can make or break your business.

Fortunately, finding lenders that make small business loans is not very difficult to do. There are not only banks, but other lenders that specialize in working with small businesses to help them qualify for financing. Depending on the amount that your business needs, the requirements may not be that difficult. If your business has been established and has a solid credit history, most lenders would be happy to work with you. For loans of less than $100,000, many times there is very little in the way of financial documents that will be required. As the amount needed increases, the requirements for supporting information will also increase. You will need to check with your bank for what the requirements are, not only do the requirements change from bank to bank, but banks make periodic updates to the requirements, so what was true last year may have changed this year.

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